Builder To Contributor LLC

The Rule of 3

The "Rule of Three" is used in learning situations with young children, wilderness survival, mathematics, language, and so much more. I want to focus on learning and survival because both of these topics, when looked at from a big picture, also apply to your finances.  You need to learn how to use your money efficiently to pay for things that you need to survive (like I said, big picture).

Rule of Three in survival situations:

  1. You can survive for 3 Minutes without air (oxygen) or in icy water

  2. You can survive for 3 Hours without shelter in a harsh environment (unless in icy water)

  3. You can survive for 3 Days without water (if sheltered from a harsh environment)

  4. You can survive for 3 Weeks without food (if you have water and shelter)

The main point of this set of "Rules of Three" that you need to focus on the most substantial problem first. If the biggest problem is that you can't breathe we need to remedy that immediately.

I hear you asking "How does this apply...

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Do I Need Life Insurance?

I hope you're enjoying your morning, afternoon, or evening, and you decide to hang out with me to learn more about a topic that most of us associate with less than pleasant issues, Life Insurance.

I choose to use life insurance; differently, I think life insurance can be used for wealth creation - as an asset tool. The goal of people like me is to minimize - minimize your premiums, which means the cost of insurance, and maximize cash value growth. If you want to know more about how life insurance works and what questions to ask when thinking about buying life insurance watch "What to Know About Life Insurance".

CLICK HERE TO WATCH THAT VIDEO

Now if you're here to get tips from The Finance Geek - here they are. I believe that to be able to coach you guys, I have to be using these methods on my finances, so I have an update on my journey and how I landed on my numbers. I've been working on this plan for myself for six months, and while I regularly update the YouTube crew o

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Creating Activity Income for Your Kingdom

My goal in life, through God's guidance, is to help as many people as I can reduce and relieve stress brought on by financial burdens like debt. I hear pretty regularly about how you guys are nervous about taking the next step in your business because you don't have the cash flow to spare right now. 

Since many of you are entrepreneurs, business owners, and people who are ready to start your own business, I thought today we would talk about how vital activity is when creating your Kingdom.

So, let's grab a cup of coffee and maybe even a notebook because I'm going to talk to you about how you can implement the steps I took to launch my business and build my Kingdom for yourself.

I started my business after seeing the Velocity Banking method work for my family - I saw how it worked and felt passionate about sharing the info I learned with as many people as possible. 

  1. The best advice I can give you about growing your business is to choose a platform - blogging, YouTube, Instagram,

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Creating Passive Income for Your Kingdom

Now that we have taken on creating Activity Income for your business, it's time to talk about Passive Income and the dream of "making money in your sleep" you hear so many entrepreneurs talking about.

Learning how to create Passive Income is the key to running a sustainable business. The goal is to have your Passive Income equal more than your Activity Income - when you get to that point, that is the true definition of financial freedom.

In the realm of Velocity Banking, your Passive Income is saving and investing. So when I refer to saving, I am mean establishing a tax-free asset. When I save money, I intend not to risk that money - the sole intention is to have an emergency backup. When I refer to investing your money, I mean literally putting your money to work for you - you don't have to do anything with it, and it is "making" more of itself.

So if I'm saving money, I cannot put that money at risk. I need to have that money stored somewhere safe where it'll grow - minimize or av...

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Protecting Your Kingdom

The third step in our Kingdom Series to establish our Kingdom Authority here on Earth is to protect our Kingdom. Some of the items I’m going to list are things people ignore until the last minute. So, I have a list of things you need to have to protect your Kingdom – no matter how old you are, or how many family members you have:

  • Living Will

  • After Death Trust

  • Life Insurance

  • Estate Planning

  • Financial Power of Attorney

  • Medical Power of Attorney


I am 23 years old, and I have a life insurance policy, I am establishing a will and trust. Next, I’m looking into estate planning services - which should lay the groundwork for the powers of attorney. So how do you do all these things? How do you really put all of this together? 

I want to explain to you the first 3 steps I’m taking to ensure I leave a Legacy for the people in my life.

  1. Right now, I am working on building a team, running your business by yourself gets overwhelming quickly. Many of the entre

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Tools for Your Kingdom

To have a prosperous Kingdom, you need to have the right tools. We need tools to help us build, maintain, and grow our Kingdom. I'm going to show you the tools that I currently have, and then the tools that I'm looking to acquire as my business and Kingdom grow. This is part four in our Establishing Your Kingdom series, and it's been wonderful seeing the action people in the community have taken over the last month.

To start, you must know your finances. You need to know where every dollar goes. "How do I know where every dollar goes?" You look at your accounts. Open up your financial statement, check your balances, check your bank accounts, look. Make sure we know our 4 major numbers:

  • Income

  • Expenses

  • Debt

  • Cash Flow

Now, I'll hop off my soapbox and get into my list of tools I continue to use for my business that will help you and your business stay organized and move forward no matter where you are in your journey as an entrepreneur, startup business owner, mo...

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Funding Your Kingdom

We've been going over some vital lessons on how to establish your Kingdom, how to protect it, how to create activity income, passive income, and most recently acquiring tools for your Kingdom. Now, we're going to start stepping into funding your Kingdom using the Velocity Banking concept to your advantage.

Even after you're completely debt-free, you can continue to utilize Velocity Banking strategies to maximize your business productivity. Velocity Banking's primary use is actually to make money and invest money. That's what real estate investors and business owners are doing with their funds when they practice Velocity Banking. 

 I want to give you an example of how I fund my own Kingdom, so I can be a cheerful giver and help people while building my business -with cash flow, great credit, and the bonus of feeling secure in my finances.

Watch the video below for a look at the numbers:

CLICK HERE TO WATCH THE VIDEO

Like I mentioned in the video above - the end goal is to get to a ...

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Developing a Gratitude Mindset

I went to a training this spring where we really focused on the concept of the gratitude mindset. This really flipped my views on what my next steps in my business would be, so I wanted to share the most significant pieces of gratitude mindset and how you can apply gratitude mindset to your life, every day. 

What is Gratitude Mindset, you say? Well, it's the action of seeing the upsides instead of the downsides to the situations around us. Or if you like metaphors, we will be working to see the glass as half full instead of half empty.

Many people look at their circumstances and see that they don't have enough money to achieve their dreams, or their partner may not be living up to the expectations we have set, maybe you think after a while that your home isn't nice enough or your car isn't new enough. We don't usually stop to consider what a blessing it is that we even have money in the bank, a job, partner, and roof over our heads.

It's become commonplace, and even comedy to compla...

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Building a Team for Your Kingdom

Our sixth step in building our Kingdom is deciding if we're ready to build a team. Let's say you've 10 X'ed your income and you are starting to get overwhelmed by the amount of work that has started to come in. As you build your business and your influence tasks you once saw as “relaxing busy work” may begin to feel tedious. This is one good sign that you are ready to outsource and hire people to help you grow your business.

So, I’m sure your next questions is, Denzel, what do you need to look for when I start to build a team – what are my first steps? Don’t you worry I have 5 things for you to think about when you are ready to build your team.

  1. Let's start by figuring out the things in your business that cause you stress, the things you may not be good at, or things that delay your time. If you are busy doing things you don't love you won't have as much time to help your next clients.

  2. Find a role model, or a couple of role models whose company, demeanor, or attitude you real

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Multiple Streams of Income | Why Do I Need One?

So, let's start at the beginning because on a basic level, we've already discussed the two main types of income streams, Active and Passive. Active Income is income earned by actively putting forth effort to create income while Passive Income is the income you earn in your sleep.

Many of us are already hustling and bringing in a second stream of income, whether we realize it or not. Did you know 4 in 10 Americans have a side hustle or a source of income that is outside of their standard paycheck? Now you're wondering - what are the benefits to having multiple streams of income? Well, I'm here to share my three favorite reasons why people are gravitating towards having various streams of income, and I'll share a video explaining my multiple streams covering how I'm expanding my Kingdom.

  1. Potential for More Financial Security
    Multiple streams of income make you feel more secure in your finances. Your day job may pay your bills, but if you are already on a tight budget and ready to ta

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