Builder To Contributor LLC

How To Become An Infinite Banking Practicioner

Hello and God Bless!

Hope all is well with you and yours!

For those who are interested in becoming life insurance agents or those who are existing life insurance agents looking to add IBC to your arsenal. I want to share with you my 3+ year journey now working with IBC Global. To date I have generated over 250k+ in net income. I have learned how to create my own private banking system in my personal household economy to a point where I feel comfortable and confident sharing with others. As you continue to do your research I want to share with you the different options you have the moment you decide to become a life insurance agent and sell high cash value life insurance policies to your client. 


My partner and friend, Steve Parisi, recently released a program, the ILS Training Acadamy. This was created to help agents learn, master, and provide High Cash Value Life Insurance products to their clients.

I have now been an insurance agent for over 3 years and I can...

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What To Do After Funding A High Cash Value Life Insurance Policy?

You might be wondering what the next steps after starting an IBC policy or aka high cash value life insurance policy.

If so, pay attention to this email!

I share other necessary tools you need to have to ensure your legacy, values, ethics, lifestyle, and all of the above gets passed on properly to the next generation.

Did you know that the average lottery winner goes broke within the first 3-5 years declaring bankruptcy? That is insane! I would rather just stay middle class and build my money rather than having a lot in one shot not knowing what to do with it and lose it all. Not only lose it all, but declare bankruptcy! I don't mean the way Mr. Trump leverages bankruptcy -- I'm talking actually bankruptcy (the bad version) where you don't bounce back.

According to Google, 78% of NFL players go broke, bankrupt, or are under financial stress within 2 years of retirement? Likewise, 60% of NBA players are broke within the first 5 years of leaving the sport?

Why am I sharing this...

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3 Year Infinite Banking Policy Review

It has now been 3 full years of me funding my policies. I thought it would be great to show you the numbers thus far. 

Let's get right into because I know you are busy building those big beautiful Kingdoms.

Policy #1:

Insurance Company: Mass Mutual

  • Funding Amount: $15k per year designed to fund for 31 years total amount $465k with ability to add more funds if I so choose.
  • Base Premium: $1,500
  • MEC Limit: 16,046.01
  • Starting Death Benefit: $809,205.74
  • Current Death Benefit: 879,555.06
  • Policy Design: 90/10 split 90% allocated to cash value 10% to base premium 
  • Starting Cash Value: $19,126 before taking out a loan
  • Current Cash Value 2021: $19,538.29 with loans outstanding 
  • Loans Outstanding: $13,500
  • Loan Interest Rate: 5% Variable

Policy #2:

Insurance Company: Guardian

  • Funding Amount: $70k per year designed to fund for 7 years total $490k with ability to add more funds if I so choose. 
  • Base Premium: $7k
  • MEC Limit: 81k
  • Death Benefit: $4M
  • Policy Design:...
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Do I Need Life Insurance?

I hope you're enjoying your morning, afternoon, or evening, and you decide to hang out with me to learn more about a topic that most of us associate with less than pleasant issues, Life Insurance.

I choose to use life insurance; differently, I think life insurance can be used for wealth creation - as an asset tool. The goal of people like me is to minimize - minimize your premiums, which means the cost of insurance, and maximize cash value growth. If you want to know more about how life insurance works and what questions to ask when thinking about buying life insurance watch "What to Know About Life Insurance".


Now if you're here to get tips from The Finance Geek - here they are. I believe that to be able to coach you guys, I have to be using these methods on my finances, so I have an update on my journey and how I landed on my numbers. I've been working on this plan for myself for six months, and while I regularly update the YouTube crew on how...

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